The End of Transformation?

Popular Misperceptions about Banking Digitalization
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Where should banks begin... and end?

Where should banks begin... and end?

The transformation journey

As the market sees an uptick in new entrants, expansion of product lines, and more personalized consumer offerings, it’s clear that to keep up, banks must continue to innovate.

Don’t be fooled by appearances

Many CxO’s believe that their bank’s digital transformation journey has reached its destination. Perhaps, just a few changes to the customer experience (CX) and some modern fintech solutions create the belief that digital transformation is done. Unfortunately this perceived completion is far from reality.

Composability is the way forward

Even the simplest banking service involves a complex orchestration of systems. Instead of locking these functions together for dedicated applications and workflows, composable banking separates the functions, so they can be combined and recombined in  new ways to deliver new services and customer experiences. 

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A successful digital transformation journey means carrying out not only front-end technology upgrades or the implementation of modern third-party services. It requires a shift in mindset, business planning and overall strategy to truly capture the benefits of next generation processes.

Download our joint report with Mambu and learn more about how to truly transform your bank.

Be a step ahead

AI in Banking: GFT's Perspective

The banking industry is embracing AI to deliver change - at different maturities and speeds from one organisation to the next - but it is everywhere! GFT recognises that effectively, ethically and safely implementing AI will be critical to support the evolution of the banking industry.

Corporate Banking, the Last Frontier in Banking Digitalization

This paper highlights the changing needs of corporate banking clients, the challenges faced by banks in meeting them and how GFT and 10x Banking can help the banks overcome those challenges and meet their customers’ expectations.

Data Remediation

Remediation of uncontrolled data assets and an incremental move to proper data governance can remove data privacy, security and compliance risks.

Building a Bank in 12 Months

GFT and Engine are the power behind Salt Bank, Romania’s first cloud-native digital bank, which was designed, built and launched in under a year. Discover their full story in this white paper.