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GFT outperforms the market in provision of digital banking services

Research and Report
SPARK Matrix:
Digital Banking Services, 2025
The digital banking landscape continues to innovate and transform, driven by trends such as advanced AI, Open Banking, blockchain and cryptocurrencies, improved customer experience and advanced data analytics. The latest SPARK MATRIX™ report by Quadrant Knowledge Solutions includes a detailed analysis of the global market regarding short-term and long-term growth opportunities, technology and market trends, plus an outlook of the future marketplace.
This extensive research provides valuable insights for financial institutions that wish to evaluate different vendors’ capabilities, competitive differentiation, and market position.

A strenghtened Technology Leader
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Key differentiators of GFT
Tailored Digital Banking Solutions
GFT offers digital banking assets and accelerators, particularly across platforms like Thought Machine and Mambu. These enhance customer experience and productivity through innovative tools and templates such as its core banking assessment and AI.DA marketplace.
End-to-end delivery approach: from strategy to compliance
Implementation services cover design, configuration, testing, launch, and support — including digital front-ends, core modules, channels, and workflow automation. Using templates, low-code tools, and agile methods, vendors accelerate time-to-value while ensuring system integration, compliance, and specialized support for areas like Islamic banking, ESG, and financial inclusion.
BankLiteX and BankStart Solutions
Unified development hub for collaboration across UI/UX, DevOps, and operational teams, offering business logic, workflow engines, smart contracts, and configuration management.
GFT Banking Agent: advanced AI and automation capabilities
GFT stands out with advanced AI and automation, including its Banking Agent — a multilingual, omnichannel platform using NLP and machine learning to automate queries, streamline onboarding, enhance customer experience, and cut costs.
GenAI-powered software delivery product, Wynxx
GFT’s GenAI-powered Wynxx platform and AI Experience Framework help banks embed AI across development, operations, and client engagement. With tools like Story Creator, Code Reviewer, and Functional Tester, Wynxx boosts developer velocity, quality, and test coverage, reducing time-to-market and increasing productivity by up to 40%.
Strong global reach
GFT’s global network spans Europe, the Americas, and APAC, enabling regional regulatory expertise, language localization, and hybrid delivery models — a competitive edge for large transformations and nearshore agile projects.
„GFT is accelerating the reinvention of digital banking through its unique blend of engineering depth, AI-first delivery, and cloud-native modernization frameworks. With proprietary accelerators such as Wynxx, BankLiteX, BankStart, and the Digital Bank Launcher, GFT empowers banks to move beyond incremental upgrades and embrace full-stack transformation, from core modernization to intelligent customer engagement. By combining AI-powered decisioning, real-time core banking integration, and agile delivery models, GFT helps clients unlock new revenue streams, elevate customer experience, and future-proof their digital ecosystems. This engineering-led approach, grounded in deep financial services insight, positions GFT not just as an IT partner, but as a transformation catalyst.“
Get the analyst report
Obtain your own copy of the report SPARK™ Matrix for Digital
Banking Services 2025 by Quadrant Knowledge Solutions